2026 LivingWell Basic CDHP
How about more basic health insurance coverage and lower premiums, and an HRA to help reduce your deductible? LivingWell Basic CDHP is just that.
- This is basic coverage for a lower premium.
- You will pay 30% for covered services after you meet your deductible.
- Once your maximum out-of-pocket is met, your covered medical and pharmacy claims will be paid at 100%.
- Both your medical and pharmacy expenses apply to the maximum out-of-pocket.
You will receive HRA funds through a HealthEquity debit VISA Healthcare Card.
- The card is pre-funded with $250 if you have single coverage, or $500 if you have couple, parent-plus, or family coverage.
- Your HRA funds may roll over to a subsequent year, up to a maximum of $7,500.
- You can also use this card to pay for eligible vision and dental expenses. These expenses do not reduce your deductible.
- Use this card at your doctor's office, hospital, or pharmacy. Simply swipe the card to help pay for your eligible expenses, which will be deducted from your card balance.
- Use the HRA to help pay for your co-insurance, which reduces your deductible.
Click here to see the actual cost of your prescription(s) from a participating pharmacy of your choice. In the LivingWell Basic CDHP, once you have met your annual deductible, the plan pays 70% and you are responsible for the remaining 30%. You may receive a 30-day or 90-day supply at any participating retail pharmacy, or a 90-day supply through CVS mail order program.
