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 2018 Life Insurance Plan Options


As a benefit of your employment, the Commonwealth of Kentucky or your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you.  Check with your employer to see if they participate in the Commonwealth’s life insurance program.

            • Don’t forget that your basic and optional term life insurance plans also provide accidental death and dismemberment benefits. These benefits provide additional financial protection in the event of death or injury caused by certain accidents.
            • Don’t forget to ensure your beneficiary information is up-to-date.

To view your beneficiary information and current level of coverage, please login to KHRIS ESS.  

If you are satisfied with your current level of coverage you do not need to re-enroll. Life insurance enrollment is optional, however, open enrollment for health insurance is mandatory.  To cancel coverage, please see your Insurance Coordinator or contact us.

Any selections made will be effective January 1, 2018.


Documents and Forms

Benefit Selection Guide

2018 Life Insurance Application

2018 Life Insurance Certificate of Coverage Booklet

2018 Life Insurance Beneficiary Designation form

Life Insurance rates