2024 LivingWell Basic CDHP

The LivingWell Basic CDHP — puts you in more control of managing your health expenses, but with basic coverage.

You pay 30% and the health plan pays 70% once your deductible is met.
Your medical and pharmacy costs both apply toward the deductible and maximum out-of-pocket.
Your pharmacy benefit preferred drug listing — sometimes called a formulary — is the Value Formulary administered by CVS Caremark.
Includes a Health Reimbursement Arrangement (HRA).

How the HRA works

You will receive a HealthEquity® debit VISA Healthcare card that is pre-funded with $250 if you have single coverage or $500 if you have couple, parent plus, or family coverage levels.
Use the HRA to help pay for covered expenses, which reduces your deductible.
Use this card at your doctor's office, hospital, or pharmacy. Simply swipe the card to help pay for your eligible expenses which will be deducted from your card balance.
You can also use this card to pay for eligible vision and dental expenses; these expenses do not reduce your deductible.

Resources

Monthly Premium Contributions
Pharmacy Locator

Click here to see the actual cost of your prescription(s) from a participating pharmacy of your choice. In the LivingWell Basic CDHP, once you have met your annual deductible, the plan pays 70% and you are responsible for the remaining 30%. You may receive a 30-day or 90-day supply at any participating retail pharmacy, or a 90-day supply through CVS mail order program.